Sign On
Create Account

Last

TypeCreatedCategoryCreatorSortVotesHidesRating
single1-Oct-2012possessionsBiggles Bronze Star Survey Creator by votes30258.6%

Advanced_Stats

Are you saving up for anything at the moment?



VotesAnswer
10Yes, I am saving up for something.
9No, there is nothing I want to save up for.
4There is something that I want to save up for, but I'm not having much success at the moment.
2I am saving, but not for anything in particular.
1Other.


UserComment
LindaH
posted 1-Oct-2012 6:56pm  
No. I don't "save up" for anything, ever. I don't buy things this way.
Galomorro
posted 1-Oct-2012 7:10pm  
There are LOTS of things I'd like to save up for but not having much success at the moment. I usually buy whatever is most desperately needed each payday but it has to be a less expensive item as I have no credit card.
RainingFeathers
posted 1-Oct-2012 8:08pm  
Yes, I'm saving up for another renovation (new hardwoods upstairs).
I don't anticipate this taking long. I manage to save pretty quickly. After that I'll save for a trip. I always alternate between vacations and renos.
LJD
posted 1-Oct-2012 9:03pm  
Nothing special...just trying to keep above board...lol We have a very dependable car, but what I fear is my old appliances giving away.
TeddyMiller
posted 1-Oct-2012 9:40pm  
I'm looking at taking early retirement from my job, so I'm saving money to live on for the next few years until I can access my 401K and IRAs without penalty.
CarlHalling
posted 2-Oct-2012 3:59am  
No, I have nothing to save up with right now.
bill Bronze Star Survey Creator
posted 2-Oct-2012 8:39am  
always saving but for nothing in particular
Enheduanna Survey Central Subscriber
posted 2-Oct-2012 11:03am  
I rarely have much success saving up, because I don't make all that much money and it comes in sporadically because I'm self-employed. What I do save I usually end up needing for my regular expenses at some point. But currently I am trying to put money into my retirement fund.
Biggles Bronze Star Survey Creator
posted 2-Oct-2012 2:23pm  
I'm a natural saver - I'm rubbish at spending money - so I'd be saving anyway, but I have got it into my head that I want to be able to buy a house in a couple of years so I'm saving to be able to put down a deposit. I'll need about 25k.
cerealkiller
posted 2-Oct-2012 2:57pm  
I don't save money to buy things. I only buy something if I have the extra money or can make payments like on QVC or ShopNBC. I don't have any credit cards either so no debt there.

I do however strive for a minimum checking balance I carry and try not to go under, which is for emergencies. I remember the days when the money ran out before my next paycheck came, couldn't pay bills, etc. Hope to never be in that place again.
cerealkiller
(reply to Biggles) posted 2-Oct-2012 3:01pm  
> I'm a natural saver - I'm rubbish at spending
> money - so I'd be saving anyway, but I have got
> it into my head that I want to be able to buy
> a house in a couple of years so I'm saving to
> be able to put down a deposit. I'll need about
> 25k.

That's a lot of money to have to put down. You buying a million dollar house or something? Here you used to need zero down, but with the housing crash I think now you need 20% down.
Biggles Bronze Star Survey Creator
(reply to cerealkiller) posted 2-Oct-2012 3:30pm  
I could get a basic mortgage with a 10% deposit, but the monthly costs would be high. With a 25% deposit, my monthly costs would be much more reasonable. As the market stands, a two-bedroom terraced house in a so-so area of my city would be about 100 - 110k. It's a lot of money and I think having it in two years is going to be wishful thinking, but it's good to feel that I'm working towards something now that I'm getting paid smiley:::smile
Irene007
posted 2-Oct-2012 8:46pm  
Yes, my income tax bill, my registered investment (which will help lower my tax bill).
Irene007
(reply to bill) posted 2-Oct-2012 8:47pm  
> always saving but for nothing in particular

That would be saving for your future.
Irene007
(reply to cerealkiller) posted 2-Oct-2012 8:53pm  
> |> I'm a natural saver - I'm rubbish at spending
> |> money - so I'd be saving anyway, but I have got
> |> it into my head that I want to be able to buy
> |> a house in a couple of years so I'm saving to
> |> be able to put down a deposit. I'll need about
> |> 25k.
>
> That's a lot of money to have to put down. You buying a million dollar
> house or something? Here you used to need zero down, but with the
> housing crash I think now you need 20% down.

Wasn't that what it used to be (or 10% at least)? This zero down bull crap is what caused the banks to crash - they were lending money to people who couldn't afford to buy houses. The deposit is almost like a 'goodwill' proof that you can manage money and you do make enough to put some away for rainy days. All these people who bought homes didn't really understand what they were getting into. Some are crying that they're loosing their homes but they never really owned them; the banks did so they can just say that they rented a home for that period - what did they lose really? Not their down payment - they didn't put any money up!
LoriJanine
posted 3-Oct-2012 5:48am  
I'd like to save up for a few things, but right now our budget sucks. &*^%$# bills and the price of groceries and gas. Good thing I rarely leave the house.
Maarten
posted 3-Oct-2012 8:26am  
Yes, for my summer holiday 2013 in France. I want to go 4 weeks, so I need the money!
jettles Survey Central Subscriber
posted 3-Oct-2012 10:44am  
Travel
Iseult
posted 6-Oct-2012 7:11pm  
I have a savings accounts just for the hell of it. I use to mostly to fix my car and to finance trips but I've recently purchased a newer vehicle from which I don't anticipate any issues, at least not for a while.

My company is putting 5% of my paycheque into DCPP (retirement plan), don't know if that counts. I'm putting another 5% into an RRSP (a different kind of retirement plan) which I will likely use to take out a loan for a downpayment at some point.

I opened a TSFA (tax-free savings accounts) because I had some illusions of grandeur that I should start playing around and investing. I've put $25 into it year ago and since forgot about it. It grew by 27 cents.

I really do prefer to save money for things but there currently isn't anything I need or want.
Dino
posted 9-Oct-2012 12:14pm  
I'm being cautious with money, but not for anything in particular. The cost of funerals is my current mild obsession. My Mum only just turned 60, but no-one ever talks about funeral costs and the crippling effect. Its a worry.
Other than that, no not really saving for anything in particular. I do prefer to buy items, only when I am financially comfortable. I hate being down to the wire on money.
JessicaWoman99
posted 13-Sep-2013 1:06pm  
No not saving up for anything but maybe I should try to save for a another car
mandy
posted 30-Sep-2013 1:26am  
My one way plane ticket home to England.
jardropper
posted 13-Oct-2013 9:13pm  
We're saving up for several things right now. We are saving for two more tires which we'll have at the end of the month, hopefully. Then saving for another car, a couple renovations, a water heater (repair and eventual replacement - possibly tankless), a maid ( smiley:::raspberry ), retirement, vacations, holidays... We've actually got a pretty neat list of things we're saving for broken down into different categories with estimated costs and goal dates for purchase. And a list of items for around the house, etc. We kind of nerded out on the lists and budgeting when I got back to work recently.
Biggles Bronze Star Survey Creator
posted 21-Jun-2014 1:01pm  
Well, nearly two years later and I am still saving. I've revised my estimate of how much I'm going to need, because I need to not only factor in the deposit (with rapidly rising house prices), but fees and initial repair/decoration/furniture costs. I'll probably hold off for another two years, by which time I'll have a good amount saved up.
Biggles Bronze Star Survey Creator
posted 30-Oct-2017 9:21pm  
Five years after my original comment and I have a good deposit saved, but no point buying a house until I have a new job and can drive (as I will be working in different towns every 6 months to a year). I'll just keep saving smiley:::smile
Last
Advanced_Stats

If you'd like to vote and/or comment on this survey, please Sign On

 
Link this survey: http://surveycentral.org/survey/saving-anything-moment--34131.html

Hits: 0 today (14 in the last 30 days)