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multiple4-Jan-2000personal attributesOscar by votes68956.3%

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Are you currently in debt?




VotesAnswer
36Yes, I am currently in debt.
11No, but I have been in debt in the past.
8No, I have never been in debt.
3Other (please state)
0No, but I plan on being in debt soon.

UserComment
mandy Gold Qualifier
posted 4-Jan-2000 9:05pm  
Who isn't?
I have a small car payment and some credit card bills.
I have a dentist bill I am making payments on.
I am definitely not in dire straits. I have fabulous credit and I am working towards paying off my debts within the next few years.
Jane
posted 4-Jan-2000 9:28pm  
uh, no, but I probably don't count since there isn't much that I have to pay for myself.
seven
posted 4-Jan-2000 9:38pm  
Not far to go...
romkey Survey Central Gold Subscriber
posted 4-Jan-2000 11:08pm  
I'm intentionally in debt. I have debt (a couple of mortgages) that I can many times cover with my assets but it's more sensible to take that money and invest it and get a greater return than the mortgages cost me. I don't like it, but the math works.
bill Survey Central Gold Subscriber Double Gold Star Survey Creator
posted 4-Jan-2000 11:13pm  
ditto, mortgage that we could pay off but don't for the tax deduction.
Very
posted 5-Jan-2000 12:14am  
yup. School loan and car loan.
lion
posted 5-Jan-2000 1:26am  
No debt and no steady income at the moment either. Its an odd feeling.
Avocado
posted 5-Jan-2000 1:48am  
I checked off 'No, but I have been in debt in the past.' I am presently in debt if you count my credit card balance, but as I pay that monthly, I don't count it as 'being in debt.'
ILJ
posted 5-Jan-2000 8:46am  
About $20k all told.
jzp Survey Central Subscriber
posted 5-Jan-2000 10:38am  
...but will be when there is a house & mortgage.
jonathan
posted 5-Jan-2000 12:52pm  
I've got a mortgage.
eris
posted 5-Jan-2000 6:15pm  
I carry a fairly significant debt load, much of it offset by assets, and quite consciously and intentionally. I hope to retire it soon, though. The costs of higher education are partly responsible, and I would guess that more than half of people between 20 and 35 with college degrees (or higher) are in debt from it.
Enheduanna Survey Central Subscriber
posted 5-Jan-2000 7:08pm  
I don't really count credit card bills that will get paid in the next few days as debt. And initially it didn't even register that my school loans were debts, since they're in deferment, so I hardly ever think about them. And they're what I classify as "positive debt," at least for now, so they don't weigh on me in that yucky "you're spending too much money" way.
So basically, no.
glen
posted 6-Jan-2000 2:19pm  
My only debt at present is my mortgage, but that counts.
pandora
posted 7-Jan-2000 11:11am  
About 17,000 dollars.
msgman
posted 8-Jan-2000 1:04pm  
It depends a lot on what you mean by "In debt". I've got credit cards, and a loan for my car, but nothing that gives me problems with the monthly payments. My assets are worth considerably more than my debts, so I'd have no trouble clearing all of them if I had to - the main reason I don't is convenience.
supplicant
posted 10-Jan-2000 9:26am  
My expenditure exceeds my income, but I still don't consider myself in debt as such.
drdt
posted 11-Jan-2000 11:00pm  
I am a borrowing fool...
lonxedosol
posted 12-Jan-2000 2:18pm  
Kids, credit cards are NOT your friends! Say NO to 7.0% financing!
drdt
posted 16-Jan-2000 1:45am  
lonx: Say Yes! Yea and verily, and verily I say unto thee: Yea!
SVML
posted 25-Jan-2000 10:12pm  
Yes, for several thousands of guilders.
mary
posted 4-Mar-2000 1:29pm  
I owe my mother LOTS of money, other than that, no.
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