What is your total credit limit when you combine all your credit cards?

Less than $2,000 is what i owe and got myself into big trouble

I didn't know before I saw this survey, and so I went and looked. All I can say is "drinks on me!"

I only have one credit card. The limit is $2800. (I've never had more than $800 on it at once, and it's usually more like $400 a month.)

Too much. Credit cards are a trap.

I don't really know. I think I just use debit cards and I'm not sure what the limits are on them (if there are limits).

$10,001- $25,000, though to be fair $10,000 of this is a company credit card......... My Father, who is good money-wise only used to get these credit cards, because of free gifts you get when you sign up! , he had about 7 or 8 at one time, his total credit limit was like $250,000????? and we/he was not wealthy at all, working class....... his balance was always paid off and most times his balance never exceeded $100, often times he would get sent letters asking if everything was alright and why he was not using his card?

When he retired, he neatly cut up about 6 of them including any that had yearly fees (Amex) and sent them all back, he now has like 2 only

I have no credit. Don't need it. It's great.

More than I have ever made in a year. (They ask for household income, not my income.)

I don't have any credit cards - my debit card is fine for now. My bank has offered me one a few times despite me being a student with no source of income other than my loans. I think that's pretty silly of them.

25-50 would do it.

I got rid of all of my credit cards because I've learned the art of living beneath my means. Ten years ago, I had over $80,000 in credit at my disposal.

No credit cards.

> Too much. Credit cards are a trap.

Oh sheesh they trapped me real good Jean try to get out of one mess and end up in another world

> No credit cards.

Wow your real lucky Cerealkiller and this should be a lesson to me

Years ago, I went into a store, wrote a check for a gift, they said I needed two I.D.'s I had to get another I.D., a credit card. I was never one to use a credit card much. They're a trap.

> Years ago, I went into a store, wrote a check for a gift, they said
> I needed two I.D.'s I had to get another I.D., a credit card. I
> was never one to use a credit card much. They're a trap.

Yes they will ask you for a credit card and when i have no cash and the car needs fixing yes it is the only way out to get the car repaired and wham they have me on a hook

Credit is a tax on us. They have us in a trap, a well planned trap.

My former fiancee told me during a fall in Germany's economy....eggs use to cost $1.00 a piece. You'll see our taxes rising, making people succumb to socialism/communism as a way out, depend on the government for everything...take no responsibility. One European country saw it happen and once it is entrenched, it's difficult to retract, even though freedom loving people want to retract. People will be as robots, slaves to taxes, and a central government...who themselves will live high on the hog.

> Credit is a tax on us. They have us in a trap, a well planned trap.
>
> My former fiancee told me during a fall in Germany's economy....eggs
> use to cost $1.00 a piece. You'll see our taxes rising, making people
> succumb to socialism/communism as a way out, depend on the government
> for everything...take no responsibility. One European country saw
> it happen and once it is entrenched, it's difficult to retract, even
> though freedom loving people want to retract. People will be as
> robots, slaves to taxes, and a central government...who themselves
> will live high on the hog.
>
>

Cannot say that i am living high on the hog and just getting by right now on my retirement Social Security Disability it has been rough and hard on me and all these bills that i owe seems impossible right now

I feel for those that are scraping by...it's disgusting that people can work their whole life, to possibly ending up living on skid row...

> I feel for those that are scraping by...it's disgusting that people
> can work their whole life, to possibly ending up living on skid row...

Feel like i am just so poor right now and thank goodness for the food banks around here because i pick up food every now and then, plus i have my cats to care for yes i love my sweet babies and my cats they love me and at least i have this home to call home when everything else is going down the toilet and yes am getting some financial help right now to help me with most my bills but still my nerves it gets to me and my male cats are getting fixed they are at the Vet right now and to keep my cats from having any more kittens gee so many cats and kittens in here

Have you thought about pet insurance?

My niece, her daughter, husband, sister-in-law, work and serve foods at the food banks and soup kitchens.

This reminds me of the pictures I've seen in pictures in communist countries.

> Have you thought about pet insurance?
>
> My niece, her daughter, husband, sister-in-law, work and serve foods
> at the food banks and soup kitchens.
>
> This reminds me of the pictures I've seen in pictures in communist
> countries.

Yes my male cats they were taken to the Vet today and got fixed but one of my male cats he acts like he is still in heat he walks around and meows at the female cat and he still tries to climb on her
And they have vouchers for me at the Vet for all my cats and the kittens are beginning to come out and they watch me closely and gee are they so adorable you would love them Jean? My female cats will have to wait to get fixed because they are pregnant all over again and hopefully this will be the last herd of kittens , I have a total of 7 cats and 4 kittens with more kittens on the way, the animal shelter gave me 3 bags of cat food plus the food bank gave me another bag of cat food you talk about being a mother 24/7

I am not lucky. But every time we had credit cards we got to the limit, stopped paying payments and blew them off. Not a good pattern.

Only reason I miss a credit card is that I can't fly anywhere and rent a car. Makes it uncomfortable when I have to travel for work. Last time I had a credit card I flew to Toronto and got stuck without a vehicle because there wasn't enough credit left to run a deposit through.

sod all, credit cards are bad

We have always had dogs, and it can be expensive. At one time, we had 6 dogs, big ones. Weimaraners, and blood hounds. You can imagine the food bill, and vet bills.

> We have always had dogs, and it can be expensive. At one time, we
> had 6 dogs, big ones. Weimaraners, and blood hounds. You can imagine
> the food bill, and vet bills.

Yes very expensive indeed it adds up very quick but gee we love our babies so much Jean and they love us

I don't own a credit card anymore. After digging myself out of the seemingly bottomless pit of credit card debt, I thought it wise not to allow myself the temptation. If I can't afford it, I don't need it. That was the plan, anyhow....until I got Ralph's Visa. I've managed to max it out, so now I'm back to paying credit card bills. I hate credit cards.

No credit cards. If I don't have the money in the bank, I don't buy it.