How often do you check your credit report?

I've checked it once ever, earlier this year.

never

I rarely check it. I don't use credit cards and being unemployed I doubt anyone would be able to get credit (or want to for that matter) in my name.

never

I checked it out of curiousity a few weeks ago before starting to refinance my mortgage.

At least several times a year to make sure Pattie (my ex) isn't trying to pull something again. It wouldn't be the first time if she did.

how do you do that?

It was just checked recently by Mitsubishi. They thought it was so good they let me take an $19,000 automobile home for free. And my first payment won't be until June of next year.

hey, they're pretty smart for a car company!

Rarely. I'm proud to say that my credit rating has always been pretty gosh darn fabulous.

I thought so. They saw me coming a mile away! I am sure I had that look of complete horror at the thought of actually buying a car so they said..."Give her one free for now....or she'll never take one off our hands."
0 down, 0 payments for the first full year and 0 interest accrued during that year. I couldn't say no. Well, I did say no a few times. Funny thing is when you say no, and mean it...they'll start doing circus tricks to make you happy and take a car. I got the highest trim level with all the bells and whistles for the price of their standard base model when I complained that they didn't have the color I really wanted and was ready to go home without a car. It was like watching a very funny puppet show.

that's awesome

I've never checked my credit report. I assume I have good credit. I pay my bills and I'm never later on them and I got a loan a year ago and had no problems getting it.

There's a million places online, but beware - the email flood that follows is hard to stop.
I think you're entitled to one free one every so often. Just locate the major credit agencies of the nation you reside, write one ask for them all. Or...if you've been turned down for some line of credit, I hear you have the right to have all credit reporting agencies to send you a current copy of your report.

You stole my survey! >




...I go away for a couple days (it wasn't even two!) and my survey gets stolen...I thought it was 72 hours before someone could claim it...

I'm not really mad, just annoyed...

I think I know what he's going to say to explain himself - probably something to the effect of "Krishna!" Actually, I don't remember this being in there that long either. It was created the ninth, and it just turned the 12th. Strange!
I think Mr. Harekrishnadasa just didn't want to see it sink...
Anyway, good survey...

I just don't understand how he was able to grab it. Bill?

I don't keep records that clearly track the timing of such things, but it should only be possible to edit (and thus take over) someone else's survey if it sits in Qualification for 3 days. I have no reason to suspect that trickery was used by harekrishnadasa (he's not the type). Regardless... the new sc that I'm working on will not allow other users to edit your survey... it maybe not even have a qualification system (but perhaps something lighter weight, we'll see).

I've never checked it. All though everytime I apply for another credit card they tell me how my credit report is. Oh well,I've got all the credit cards I need for now anyways.

Yay! Bill! I hardly never ever see you around here anymore! A Lighter Weight Qualification System? Interesting.

I have only ever checked it once nad then only because a freind was working on software for one of the credit report companies and he needed real people to use for testing.

Only when I need to.

Rarely.

I watch my back,,,Sue is a backstabbing dog!

Sue is a great wonderful friend, and I am truly sorry for and ashamed of what I said about her. Please forgive me. I pray that Sue never reads this stuff.

I've never checked it because I've never acquired a credit card or bought something on credit. I get several offers weekly in my mailbox, but I don't like the interest rates on the cards.