Who would you charge the highest insurance rates?
You are a car insurance company. You have three new customers. Which of these would you charge the highest rates, just based on this information?
Person A: 6 speeding tickets, no car accidents of any kind
Person B: 0 speeding tickets, 4 accidents, none of which are that person's fault
Person C: 0 speeding tickets, 2 accidents, both of which are that person's fault
Note: They all have 10 years / 120,000 miles (192,000 kilometers) driving experience, the same age, the same sex, drive a similar car, live in the same type of neighborhood and all other things are equal.
| Total Votes | % of Voters | Female Votes | Male Votes | Unspecified Votes | % of Female Votes | % of Male Votes | % of Unspecified Votes | Average Age | Answer |
|---|---|---|---|---|---|---|---|---|---|
| 5 | 13.2% | 4 | 1 | .. | 26.7% | 11.1% | .. | 36.6 | Person A: 6 speeding tickets, no car accidents of any kind |
| 4 | 10.5% | 2 | 2 | .. | 13.3% | 22.2% | .. | 38.2 | Person B: 0 speeding tickets, 4 accidents, none of which are that person's fault |
| 15 | 39.5% | 9 | 6 | .. | 60.0% | 66.7% | .. | 38.7 | Person C: 0 speeding tickets, 2 accidents, both of which are that person's fault |
| Rating | Total | Female | Male | Unspecified | Average Age |
|---|---|---|---|---|---|
| Good | 6 | 3 | 3 | 0 | 38.0 |
| Bad | 1 | 0 | 1 | 0 | N/A |
| No Opinion | 26 | 16 | 10 | 0 | 38.8 |
| Type | Number |
|---|---|
| Abstainers | 14 |
| Male | 9 |
| Female | 15 |
| Unspecified | 0 |
| User | Vote | Comment |
|---|---|---|
| LindaH | reasonable | posted 18-Jan-2009 10:15pm |
| LJD | reasonable | posted 17-Jan-2009 10:45pm |
| jettles | reasonable | posted 17-Jan-2009 10:32pm |
| Joanne | reasonable | posted 17-Jan-2009 5:17pm |
| FauxLo | reasonable | posted 17-Jan-2009 12:51pm |